Category: Insurance

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How Much Does Rehab Cost? 

Getting professional help for alcohol use disorder, drug use, and other addictions is possible even if you don’t have health insurance or a lot of money in the bank. 

We understand how concerns over the cost of rehab may still prevent you from working toward recovery. Keep reading to learn how much rehab costs and what financing options might be available to you.

1. Price Levels of Addiction Treatment

The variety of treatment options and therapies available in drug and alcohol rehabs is extensive. Because of this, there’s not really an average cost for rehab and different programs can have vastly different costs.

In the U.S., the cost of residential rehab programs can range from more affordable options that cost less than $10,000 to premium, single-client addiction treatment centers that can cost upwards of $80,000.

Several elements determine how much treatment at different rehab facilities will cost.

Infographic showing a comparison between the cost of treatment and the consequences of addiction. A scale tips heavily toward addiction, with blocks representing life lost, relationships broken, job loss, jail time, medical bills, substance costs, and legal fees. The treatment side shows only a single block labeled program cost. Text above states that treatment can cost thousands, but addiction costs everything.

2. Factors That Influence the Cost of Rehab

Type of Treatment

The word “rehab” is an older way to refer to many kinds of treatment programs. The most common of these are detox programs, outpatient treatment, intensive outpatient programs, partial hospitalization programs (PHP), and inpatient treatment, also known as residential rehab. The difference between most of these treatment plans is whether you go home every day after treatment sessions (outpatient programs) or whether you live and receive care 24/7 for an extended amount of time at a facility (inpatient care/residential). 

These types of treatment often include resources for family members and loved ones, support groups, and connections to various helplines and other resources for when you leave treatment.

Some facilities provide medical detox, which includes medical oversight for detoxification. These programs may use medications to manage withdrawal symptoms, like Methadone for opioid use. Inpatient rehab costs can be higher if the program includes medical detox.

Typically, more time spent at a center results in higher costs for addiction treatment programs. One study by the U.K.’s National Institute for Health and Care Excellence (NICE) reports that “a course of outpatient treatment averaged less than 10% of the cost of inpatient treatment.”1 Though residential treatment programs may be slightly more effective for some people, “preference might still be given to non-residential treatment based on cost-effectiveness.” 

How do you pay for rehab?

Paying for treatment can feel overwhelming, but there are many options available that include insurance coverage, sliding-scale fees, state-funded programs, and even community-based resources like churches or nonprofit organizations. It’s crucial to make financial information more available, accessible, and easy to understand so that cost isn’t an immediate deterrent to seeking care. When financial options are difficult to access or navigate, they can become a major barrier, so creating a transparent and supportive process helps ensure that people can get the help they need.

Andrew Schreier, ICS, CSAC, LPC, ICGC-II, BACC
Infographic titled Main Factors that Determine the Cost of Treatment, featuring six key elements: level of care, length of stay, medication needed, insurance coverage, facility amenities, and location. Each factor is represented by a circular icon, and a large prescription bottle is illustrated on the right.

Location

Highly desirable settings, like the beach or mountains, will likely increase the cost of treatment. But, traveling abroad for substance use treatment can sometimes be less expensive than getting treatment locally because of the cheaper costs of operations in different locales, like Thailand or Bali. Garry Irvin, Admissions Manager at The Dawn Rehab describes the cost of drug rehab in Thailand:2

Clients coming from Western countries, from the US, from Australia, UK, would be able to get three or four months’ worth of treatment here for what they would get for a month back at home.

Services Offered

The cost of rehab may increase with additional treatments like detox, medication-assisted treatment (MAT), complementary therapies, outpatient care, or aftercare. These may be offered as optional “add-ons” at an extra cost depending on the treatment facility.

Program Length

The standard length of say at a residential rehab facility is 30, 60, or 90 days. Program rates generally increase according to how long you stay.

Amenities

Treatment at centers with luxurious accommodations and exclusive amenities, like pools and lounges, fully-equipped gyms and sports courts, and business centers or computer labs will likely cost more.

It’s important to remember that the cost of a treatment program doesn’t always correlate with the quality. In other words, just because you’re paying top dollar for a program doesn’t mean you’re necessarily getting the best treatment, and vice versa. 

There are many factors to consider, other than cost, that can help you determine the quality of drug and alcohol treatment programs and facilities. If you’re interested in a particular location or facility, the best thing to do is to call and talk to their admissions team to learn more about any specific benefits, prices, and payment options.

Most clients at All Points North Lodge use insurance; “the rest either choose not to use it or don’t have it.”

Bar graph infographic titled Comparing the Average Price of Key Treatment Types, showing cost ranges for 30-day outpatient, inpatient, and detox programs. Outpatient ranges from $1,400 to $10,000, inpatient from $5,000 to $80,000, and detox from $250 to $37,500. A hand holding stacked coins appears in the lower right.

3. Using Insurance to Pay for Addiction Treatment

Before you can use insurance to pay for addiction treatment, you need to know the following: 

  • Does your insurance plan cover the type of treatment you’re considering, and the level of care you’re wanting?
  • Does the center you’re considering accept insurance?

Will My Insurance Cover Rehab Expenses?

Today in the U.S., most private health insurance policies do cover addiction treatment3 costs. In 2014, the Affordable Care Act (ACA) classified addiction and mental health treatment as essential health benefits,4 thus requiring insurance plans to cover treatment for alcohol addiction, drug addiction, and mental health conditions. This includes inpatient programs and outpatient rehab.

Even though having insurance may increase your opportunity to receive treatment, in 2018 only 13.4% of insured adults with a substance use disorder received treatment.5 Additionally, spending on substance abuse treatment6 is just 0.6% of overall private insurance spending. 

Understanding what your insurance provider and plan covers can be difficult, but it’s essential to make sure you’re taking advantage of all of your insurance benefits. The best way to know if your insurance plan covers substance use treatment is to call and discuss your plan details with a customer service agent at your provider. 

Which Alcohol and Addiction Rehabs Accept Insurance?

Since the ACA was passed, most US rehab centers will accept insurance in addition to offering multiple payment options. If this information isn’t listed on the center’s website, an admissions officer can give you those details when you call. Per Jerry Vaccaro, President of All Points North Lodge in Edwards, Colorado,

Because we’re in the U.S. and we’ve got the Affordable Care Act…the vast majority of people who come to us have insurance. Some choose not to use it for a variety of personal reasons. In the facility, I’d say at any one time, probably 70% to 75% of our clients have insurance and are using it and the rest either choose not to use it or don’t have it.

How Medicaid and Medicare Can Help Cover Treatment Costs

In the U.S., eligible recipients of Medicaid or Medicare can use these federal- and state-funded health insurance programs to also help pay for treatment. 

Medicaid is free or low-cost health care for people who meet low-income requirements, whereas Medicare is a US federal health insurance program for adults over 65 or under 65 with a disability, regardless of income. As one report explains, “To more broadly cover uninsured individuals, the Affordable Care Act includes a provision that allows states to expand Medicaid coverage. Benefits include mental health and substance use disorder treatment services6 with coverage equivalent to that of general health care services.” 

Each state has different eligibility rules and treatment coverage, which often change annually, and not all facilities accept Medicaid/Medicare as a form of payment.

What is the average cost of rehab?

The average cost of rehab varies widely depending on several factors, such as the type of treatment, location, duration, and whether the facility is inpatient or outpatient. Traditional inpatient stays can range from $5,000 on the lower end to upwards of $80,000 for a luxury site. Although options are more limited for those in financial need, Medicaid, Medicare, government grants, and various managed care (insurance) plans may be able to offset some or even all of the cost, allowing minimal to no charge for the patient.

Matthew Glowiak, PhD, LCPC, CAADC, ACS, NCC | Hazelden Betty Ford Graduate School
Infographic titled Top 3 Myths of Affording Recovery, highlighting common misconceptions that prevent people from seeking treatment. The three myths are treatment is only for the rich, insurance doesn’t cover rehab, and the more you pay, the better the results. Each myth is displayed in a quote box with a corresponding icon.

4. Paying For Rehab with Grants, Public Funds, and Scholarships

With or without insurance, you may still need additional funding to fully pay for treatment. As the U.S. Surgeon General’s 2016 report on addiction elaborates, although insurance coverage is critical for individuals with substance use disorders,6 “it is unlikely to cover all the services that such individuals may need, such as crisis services (e.g., emergency treatment intervention), housing, supported employment, and many community prevention programs and services (e.g., school-based prevention programs).” 

There are public funds available through government organizations like the U.S. Department of Veterans Affairs, as well as grants from private institutions, like SAMHSA, and even scholarships from some rehab centers directly. 

It’s historically documented that, in the U.S., state and local governments have been “the largest source of spending on substance use disorder treatment.”7 In 2009, excluding Medicaid expenses, their funds covered $7.6 billion—nearly a third—of total spending on substance use disorder treatment. 

These forms of financial assistance to help pay for treatment are available because many institutions, including rehab centers themselves, recognize how vital treatment is and how financially beneficial it is for all of society for people to receive treatment. 

“Although the United States spends roughly $35 billion across public and private payers to treat substance use disorders, the social and economic costs associated with these disorders are many times higher: Annual costs of substance misuse and substance use disorders in the United States are estimated at more than $400 billion,” according to the Surgeon General’s report. “Thus, treating substance use disorders has the potential for positive net economic benefits,6 not just in regard to treatment services but also general health care.”

To find out if a particular rehab center offers scholarships and how to apply for the reduced costs, contact the center directly. An admissions specialist can help you navigate the process of getting funding for treatment. 

5. Additional Rehab Treatment Financing Options

If you don’t have insurance, or perhaps don’t want to use your insurance coverage for whatever reason, there are other payment options: financing directly from a treatment center, personal loans from family and friends, personal loans from a bank, or paying via credit card.

In general, the main goal of getting financing is to decrease or eliminate your out-of-pocket financial obligations. To that end, choosing a credit card or a loan with low interest rates and manageable payback terms may be preferable. 

Some credit card companies offer deferred interest rates for medical-related expenses, including substance and mental health treatment. Furthermore, some centers offer financing options directly from their own funds or work with third-party lenders to create affordable loan packages. 

Rehab can be a life-changing (and life-saving) experience, but it does often entail a sizable investment.

Disclaimer: Please note that it’s important to speak with your own financial advisor before taking action that will financially affect your future. 

Using Your Own Money to Pay for Treatment

Another way to fund treatment is to self-pay using savings or other assets. In fact, this is one of the most common ways to pay for rehab. Do note that many rehab centers require full payment upfront. Alternatively, you can ask about any payment plan options such as putting down a deposit to secure your spot and then paying off your treatment in increments or monthly payments. Heather Charlet, Director of Admissions, explains the process at Gallus Detox Center in Colorado:

We can put clients on a bit of a payment plan to take a percentage of that upfront and then spread the rest of the payment out over several months. We then also work hard for the verification of benefits to be able to reimburse them as much as possible. We do everything we can to try to make it as cost-effective as possible.

Again, the best way to know what options your rehab center offers is to call them directly. 

Is going to treatment or rehab worth it?

The answer requires careful consideration in terms of my commitment to recovery. Is going to treatment or rehab worth it, especially when considering the financial cost? Substance use invariably results in the loss of one’s identity. When we consider the impact of substances on one’s self-perception, the collateral damage, coupled with the onset of hopelessness, is going to treatment or rehab worth it? Yes, there’s no amount of money I wouldn’t spend to get my life back. The relevant question regarding the financial cost of treatment is, am I committed to the recovery process?

Charles Harris, CADC-II

6. Your Recovery is Worth the Cost of Rehab

No matter how much residential rehab may cost, it is worth it to get the help you need—both in the short term and in the long run. This isn’t just because treatment may save your life, but also because addressing your addictions or mental health conditions now can help reduce your total healthcare costs throughout your lifetime. 

As the U.S. Surgeon General’s 2016 Report on Alcohol, Drugs, and Health describes, “Costs associated with substance use disorders6 are not limited to health care. The accumulated costs to the individual, the family, and the community are staggering and arise as a consequence of many direct and indirect effects, including compromised physical and mental health, loss of productivity, reduced quality of life, increased crime and violence, misuse, and neglect of children, and health care costs.”

When viewed from this perspective, you can see how the reduction in your future health care costs that are associated with treatment and recovery “would more than cover the cost of addiction treatment.” 

We know the expense of inpatient treatment can seem intimidating at first. But, your financial concerns don’t have to be roadblocks on your path toward recovery. There are many different paths you can take to get the help you need, no matter what your budget or financial circumstances are.

See our collection of rehabs to find centers offering recovery programs in various price ranges, as well as those that accept insurance.

FAQs

Q: What are the price levels of addiction treatment?


A: Addiction treatment costs vary widely based on the type of care provided. Residential rehab can range from under $10,000 for basic programs to over $80,000 for luxury treatment. Outpatient programs are generally more affordable, with costs starting around $1,000 and going up to $10,000 or more for intensive care.

Q: What factors influence the cost of rehab?


A: Several factors affect the cost of addiction treatment, including:

  • Type of treatment: Inpatient rehab is more expensive than outpatient programs.
  • Program length: Longer stays (60 or 90 days) increase costs.
  • Location: Treatment centers in high-demand areas (beachfront or mountain retreats) may cost more.
  • Services offered: Medical detox, therapy, and holistic treatments can add to the cost.
  • Amenities: Luxury facilities with private rooms, pools, or gourmet meals tend to be pricier.

Q: Does insurance cover addiction treatment?


A: Yes, most private insurance plans cover addiction treatment, including inpatient rehab, outpatient care, and detox. Thanks to the Affordable Care Act (ACA), substance use treatment is considered an essential health benefit. However, coverage varies by provider, so it’s important to verify your benefits with your insurance company.

Q: How can I use Medicaid or Medicare to pay for rehab?


A: Medicaid and Medicare both provide coverage for addiction treatment, but eligibility and services covered vary by state. Medicaid is for low-income individuals, while Medicare is for adults 65+ or those with disabilities. Some rehab centers accept both programs, so it’s best to check directly with facilities or visit Recovery.com to find covered providers.

Q: Are there grants or public funds available to help pay for rehab?


A: Yes, several options can help cover rehab costs:

  • State-funded rehab programs: Many states offer low-cost or free treatment for qualifying residents.
  • Scholarships from rehab centers: Some private facilities offer financial assistance to those in need.

Q: What financing options are available for rehab?


A: If you don’t have insurance or need additional financial support, you may consider:

  • Payment plans: Many rehab centers offer flexible monthly payments.
  • Medical loans: Specialized loans for healthcare expenses.
  • Credit cards: Some credit cards provide deferred interest for medical expenses.
  • Personal savings or family contributions: Self-paying is also an option for some individuals.

Q: Is rehab worth the cost?


A: Absolutely. While rehab can be a significant expense, not seeking treatment often leads to much higher costs, including medical bills, lost income, legal issues, and long-term health complications. Research from the National Institute on Drug Abuse (NIDA) shows that every $1 spent on addiction treatment saves up to $12 in healthcare and social costs.

Q: How do I find an affordable rehab center?


A: You can find cost-effective treatment by:

  • Checking insurance-covered rehab facilities.
  • Looking for state-funded or nonprofit programs.
  • Asking about sliding scale payment options at private centers.
  • Applying for scholarships or grants offered by treatment facilities.

If you’re ready to start treatment, reach out to a rehab center’s admissions team to discuss your financial options and find a solution that works for you.

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Does Insurance Cover Rehab?

The short answer is—yes, insurance often covers rehab. But it depends on your exact plan, why you need treatment, and which program you choose. It’s important to ask the right questions and get the answers you need before starting treatment. Doing this can remove some significant barriers to recovery. You can start by looking for a rehab program that accepts insurance.

Understanding Insurance: The Big Picture

Dealing with your insurance company can be daunting. And when you’re preparing for rehab, it might be tough to navigate that bureaucracy. Rehab is often an emergency, and you might not have the time or emotional energy to learn new-to-you complex terminology.

If this process feels overwhelming, remember that both insurance and rehab are there to help you get the care you need. The employees of these companies are real people with families and healthcare needs of their own. Look for ways to connect with them on a personal level. Sometimes that means getting on the phone with the right person, which can take time. You can also ask your rehab center for help.

Factors That Affect the Cost of Rehab

When you’re planning to start rehab, you can find out how much treatment will cost before you enter rehab. That transparency is essential. For many people, this is what makes recovery possible.

Your rehab’s staff can give you most of the information you need. To answer any remaining questions, you can call your insurer or ask your rehab to call them for you. It’s often better to have a staff member contact them on your behalf. They might know more about insurance than you do, and already know someone who works at the insurance company.

There are a few common questions you might want to start with:

  • Does your rehab program accept my particular insurance plan?
  • Do I need any referrals from my primary care doctor, therapist, psychiatrist, etc., to qualify for coverage?
  • What documentation do you need from me to confirm that my insurance will cover rehab?
  • How will my insurance company determine what type of treatment is medically necessary?
  • Which specific types of treatment does my insurance plan cover?
  • How long does insurance cover rehab? Will my coverage change based on how long I stay in treatment?
  • If my care plan changes during rehab, will your staff help me negotiate those changes with my insurance company?
  • Which types of aftercare will my insurance plan cover?
  • If I relapse after rehab, will my insurance cover additional treatment?
  • At your facility, what would my total out-of-pocket costs be for the specific type of treatment I need?

It’s best to get clear answers before signing up for treatment. If your provider can’t or won’t give you this information, you can call your insurer directly or look for a different rehab center.

What Types of Insurance Cover Residential Rehab?

Insurance companies regularly update their policies. Talk to your insurer, rehab center, doctor, or someone else on your care team to ensure you have the most recent information before you commit to a particular rehab program.

Most types of insurance cover some amount of addiction and mental health treatment, including but not limited to the following:

With any insurance, it’s important to check what coverage your specific plan can offer. For example, some plans might require a referral from your doctor. Others may cover medical detox but not longer-term care.

Out-of-Network vs. In-Network Treatment Centers

A network is a list of providers who accept a particular insurance plan. In-network healthcare providers ((“What You Should Know About Provider Networks.” Health Insurance Marketplace. https://marketplace.cms.gov/outreach-and-education/what-you-should-know-provider-networks.pdf)) can easily bill your care to your insurance company. You may still need to go over some details to make sure your treatment is covered by insurance. But in most cases, attending an in-network treatment facility is the most straightforward option.

Simple isn’t always better. You might need a type of care that’s only available at an out-of-network facility. In that case, you’ll probably have higher out-of-pocket costs than you would at an in-network rehab. You might even have to pay the full amount. But that’s not always the case. You can still ask your provider to get in touch with your insurance company to learn more about your options.

Going to Rehab Without Insurance

If you’re paying out of pocket, or your care plan won’t cover rehab for drugs or alcohol, you can still find ways to get the treatment you need:

    • Some rehab centers offer scholarships, ((Welcome to Benefits.Gov | Benefits.Gov. https://www.benefits.gov/benefit/871. Accessed 31 May 2023.)) grants, or financial assistance. Ask your center’s admissions team to learn how you can apply. You may be eligible for funding through a public aid program or directly through your rehab facility.
    • Consider outpatient treatment. These programs are usually much less expensive than residential rehab. You might attend an intensive outpatient program (IOP) or partial hospitalization program (PHP). Either one will allow you to live at home while attending therapy like a part-time or full-time job.
    • Find a more affordable rehab program. According to the National Center for Drug Abuse Statistics, the least expensive inpatient rehabs in the U.S. cost approximately $6,000/month.

((“Average Cost of Drug Rehab [2023]: By Type, State & More.” NCDAS, https://drugabusestatistics.org/cost-of-rehab/. Accessed 31 May 2023.))

How to Get Insurance to Pay for Rehab

Walter Baker, insurance expert with Sandstone Care, says that “The #2 barrier to treatment and the #2 cause of relapse is money.” Many people delay getting the care they need because they’re afraid they won’t be able to afford it. And what’s more, worrying about money can directly affect your mental health. ((Ryu S, Fan L. The Relationship Between Financial Worries and Psychological Distress Among U.S. Adults. J Fam Econ Issues. 2023;44(1):16-33. doi: 10.1007/s10834-022-09820-9. Epub 2022 Feb 1. PMID: 35125855; PMCID: PMC8806009.)) You can put your mind at ease by getting clear answers before treatment. Use these strategies to plan for your long-term recovery.

Build Personal Relationships

Some rehabs and insurance companies may hesitate to tell you how much treatment will cost. If you can appeal to them on a personal level, you can break through this barrier. Reach out to the admissions team at a rehab and ask them for help. They may know someone who works at your insurance company. If not, they can help you plan to contact them yourself. Knowing who to ask can make all the difference.

Document Your Process

Insurance companies use a lot of specialized terminology. That can make it hard to understand your own bills, much less negotiate their terms. Plan around this by keeping clear records of all your correspondence with your rehab and your insurance company. You can also request a copy of your medical records from your doctor, therapist, and other providers. If you get a surprising bill, ask an expert about it instead of paying immediately. Your rehab’s staff might be able to help you, or your insurer might be willing to make adjustments if you can give them enough information.

Get Medically Necessary Care

Most of the time, insurance only covers medically necessary treatments. ((“Understanding Health Care Bills: What Is Medical Necessity?” National Association of Insurance Commissioners. https://content.naic.org/sites/default/files/consumer-health-insurance-what-is-medical-necessity.pdf )) In other words, you or your care team will need to prove that you need a specific type of care. This practice prevents people from abusing their insurance to get treatment they don’t really need. When you’re healing from substance use disorders, this can be especially important. The downside is that it can limit what types of treatment are available to you.

When you’re choosing a rehab, broaden your search to include several different levels of care. Your insurance may be willing to pay for an IOP or PHP, even if they deny coverage for residential rehab.

Choosing the Best Rehab for You

While insurance can be confusing, it’s there to help you recover. Your care team can advocate for you while you research different options. Don’t be afraid to comparison shop between various rehab programs. Consider their types of treatment, insurance coverage, and how much support you get from the admissions team.

Throughout this process, you’ll also learn to be your own greatest ally. “Just because an insurance company says one thing and a provider says another thing, the truth is probably somewhere in the middle,” Walter Baker explains. If you can find that truth before you commit to a rehab program, you’ll set yourself up for long-term success.

Search rehabs by insurance coverage to find a program that meets your unique needs.

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Everything You Need to Know About Rehab Costs: Insurance Coverage, Self-Pay, and Financial Assistance

Cost is a major concern for people seeking addiction and mental health help. Thankfully, getting professional help for addiction is possible even without health insurance or lots of money in the bank.

Seeking help for addiction and mental health issues pays off in the long run and can ultimately end up saving you money in total healthcare costs. The U.S. National Institute on Drug Abuse (NIDA) reports that the total savings of addiction treatment can exceed costs1 by a ratio of 12 to 1. At the same time, concerns over the cost of rehab might still prevent many people from taking the step to enroll.

This guide takes you through everything you need to know about rehab costs, paying for addiction and mental health treatment with and without insurance, and medicare coverage.

General Questions

How Much Does Addiction Treatment Cost?

It depends. There’s a huge variety of treatment options, levels of care, and therapies for alcohol or substance abuse, making it difficult to pinpoint a standard price for addiction treatment.

The most common levels of care include detox, inpatient (residential rehab), and outpatient programs. Each offers a different mix of intensiveness, clinical hours with staff, and time spent on-site, which affect total program costs.

We break down what you can expect to pay for different levels of care, including the price range for low-cost to high-end options. This information is curated from research articles and rehab centers directly.

Detox
For many people, detoxification is the first step in addiction treatment. Detox is the process of substances leaving your system. This often requires the management of withdrawal symptoms that may follow. You can detox at several different types of facilities at different price points. Keep in mind that detoxing from certain substances requires higher levels of clinical care, which influences final costs.

  • Low-cost detox programs: State-funded rehabs offer some of the lowest-cost detox programs. Some are even free, though you’re required to meet certain criteria to be eligible for these programs. Outpatient detox programs are usually priced lower than inpatient programs. On the low end, these programs cost $250 per day. On average, detox takes 3 to 7 days.
  • Private detox program costs: Detox at a private center can cost anywhere from less than $10,000 to over $75,000 per month.

Inpatient Programs (Residential Rehab)
Inpatient programs offer the highest level of care and often cost more than other program options. In an inpatient program, you live onsite at a treatment facility for an extended period and receive daily care.

  • Low-cost inpatient programs: Low-cost programs generally cost a few thousand dollars per month. Some 30-day programs start as low as $3,000.
  • Average inpatient program costs: The Center for Substance Abuse Treatment (CSAT) reports that adult inpatient program costs2 range from around $4,000 up to $13,000.
  • Luxury inpatient program costs: Most luxury addiction treatment programs cost between $25,000 to over $80,000.

Outpatient Program Costs
Outpatient programs allow you to go home each day after treatment. Most outpatient programs still offer an intensive therapy schedule, but without the complete immersion and facilities access you receive at residential rehabs.

  • Low-cost programs: Some non-methadone outpatient programs cost as little as $95 per week (adjusted for inflation), according to a CSAT report.
  • Average program costs: CSAT reported that non-methadone outpatient treatment costs2 between $1,290 to $6,450 (adjusted for inflation) per episode.
  • Luxury program costs: Intensive outpatient programs (IOP) at private rehabs are priced from $3,500 to over $10,000. Pricing varies depending on the length of the program and number of treatment sessions.

Are There Any Free Rehabs?

Nonprofit Organizations
There are nonprofit substance abuse and mental health treatment agencies in the U.S. that offer addiction treatment scholarships to individuals who can’t afford it or don’t have insurance. Usually, they offer some form of payment assistance or a sliding fee scale, which means fees are based on your ability to pay.

Government-Funded Rehab Programs
Government-funded rehab programs also offer no-cost to low-cost treatment. To be eligible for these programs, you have to meet certain criteria and will likely be asked to provide proof of citizenship, residence, income, and other personal information. To get more information about qualifying for these programs, SAMHSA’s Directory of Single State Agencies3 offers a list of local contacts who oversee government-funded rehabs in each state.

Addiction Treatment for Veterans
Veterans can enroll in free addiction treatment programs in their state,4 provided by the Department of Veteran’s Affairs (VA) Alcohol and Drug Dependence Rehabilitation Program.

What Factors Influence the Cost of Rehab?

Level of Care
Rehab programs offer varying levels of care. The most common programs include detox, inpatient programs (also known as residential rehab), intensive outpatient programs (IOPs), and partial hospitalization programs (PHPs). They differ in whether you receive around-the-clock care for an extended period at a treatment facility (inpatient/residential rehab), or go home following treatment (outpatient and PHP).

Treatment Program Length
Treatment costs often correlate with the length of your program. The longer the program, the higher the costs. Inpatient rehab programs are usually 30, 60, or 90 days.

Location
The location of a rehab can impact costs. Rehabs located in pricier cities like Malibu often come with a higher price tag. Rates are also likely to increase in more desirable settings, such as by the beach or in the mountains. If you don’t have insurance, traveling abroad for addiction treatment may be less expensive than treatment in the U.S., due to lower operation costs. Countries like Indonesia and Thailand, for example, have rehab programs at a fraction of the cost of rehabs in the U.S.

Services Offered
Added services can increase the cost of rehab. These include detox, complementary therapies, medication-assisted treatment (MAT), aftercare, and more. Some treatment centers offer these as optional “add-ons” for an extra cost.

Amenities
Types of amenities offered can impact final treatment costs. Higher-end or luxury rehabs may provide amenities like a fully equipped gym, pool, lounge area, and a business center.

How Much Does Treatment for Mental Illness Cost?

Mental health treatment costs can vary greatly. That’s because different mental health issues require different levels of care, treatment lengths, and therapies.

In an inpatient program, you live on-site at a treatment center and have access to 24/7 clinical support. Because inpatient programs offer higher levels of care, they often cost more than outpatient programs. In the U.S., inpatient programs for treating mental health issues range from $3,000 to over $80,000.

Outpatient programs allow you to go home after treatment. On average, the cost of therapy5 in an outpatient setting with a private practitioner ranges from $65 to $250 per hour.

How Much Does Sober Living Cost?

A sober living home (sometimes called a therapeutic community) is a supervised facility that residents stay in after their addiction treatment program is over, before they transition back into their daily lives. The goal is to offer a structured living environment and accountability for lasting sobriety after a formal treatment program.

Since the sober living homes industry isn’t fully regulated6 in the U.S., it’s difficult to identify a precise average price range for sober living homes around the nation.

The cost of a comfortable sober living home can be comparable to rent, plus administrative fees. Location will also influence final costs.

To give you an idea of costs, you can find a number of sober living homes at around $500 to $700 per month in pricier states like California. This can go all the way up to $10,000 and up at sober living facilities operated by luxury rehab centers. At that price point, you can expect more treatment and therapies than at traditional sober living environments.

Insurance Coverage for Addiction Treatment

Will My Insurance Cover Rehab Expenses?

Most private health insurance policies in the U.S. cover the costs of substance use disorder treatment.7 Depending on your policy, your carrier might cover some or the entire cost of treatment. Providers are likely to cover a greater portion of the costs for treatment centers that are within their network versus out-of-network centers.

Since the Affordable Care Act (ACA) was passed, there’s now even greater coverage for substance use disorder treatment. Still, several privately insured individuals don’t know whether their plan covers addiction and mental health rehab.

It may seem difficult to understand all the benefits of your insurance plan, but it’s useful to do so, to make sure you’re taking advantage of them. A good place to start is to call your insurance provider and check the details of your plan with a customer service agent. You can also get more information about insurance coverage details from a rehab center admissions specialist.

Which Alcohol and Addiction Rehabs Accept Insurance?

Since the passing of the Affordable Care Act in 2010, most rehab centers accept insurance in addition to providing multiple payment options. Your insurance provider may cover a majority of treatment costs, depending on your plan and whether the center is within their network. Insurance for addiction treatment is usually on a case-by-case basis and is influenced by several factors including the level of care you need, your policy, your medical history, and more. It’s best to check directly with your insurance carrier and someone from a rehab center’s admissions team about whether your policy covers treatment costs and to what extent.

What’s the Best Insurance for Drug Rehab?

The Affordable Care Act included substance use disorders8 and mental health services as an essential health benefit in 2014. That means today, most private health insurance policies in the U.S. cover substance use disorder treatment.

Still, because there are numerous treatment plans for different types of substance use disorders, it’s hard to point to one “best” insurance policy for addiction treatment.

One way to find out if an insurance policy is a good fit for your situation is to talk to a rehab admissions specialist to understand what type of treatment plan you may need. You can then speak to different insurance carriers to see how well their coverage policy matches your treatment needs.

Some questions to ask insurance companies include:

  • What treatment programs does this policy cover?
  • Does this insurance plan cover the full spectrum of care (detox, rehab, and aftercare)?
  • Is residential rehab covered under this plan? If so, how much is covered and how much will I need to pay out of pocket?
  • What will my deductible and copayment be?
  • How many days of treatment are covered under this plan?
  • Will my insurance cover prescribed medication?
  • Does this plan cover out-of-network treatment centers?

Can I get Into an Addiction Treatment Center Before my Insurance Policy is Active?

Yes, you can. But keep in mind that before your policy is active, health insurance providers will not cover any portion of your treatment expenses. This means you’ll likely have to pay out of pocket for any treatment received before your policy start date.

If you need to receive treatment before your policy is active, some rehabs offer their own financing options or scholarships or work with a 3rd-party lender to offer affordable loan packages. You can speak to an admissions advisor about ways to pay for treatment before your insurance policy is active.

Is Addiction a Pre-Existing Condition?

Any kind of medical illness or injury that you’ve had before your insurance policy start date is considered a pre-existing condition. However, insurers can no longer deny coverage or charge extra for pre-existing conditions. This includes coverage for mental health issues or substance use disorders.

Insurance Coverage for Mental Health Treatment

Does Insurance Cover Mental Health Treatment?

A majority of individual and small group health insurance plans cover some level of treatment for mental health and substance use disorders.

The Affordable Care Act declared that these plans must adhere to laws under the ​​Mental Health Parity and Addiction Equity Act (MHPAEA).9 An important clause in MPHAEA is that coverage for mental health services can’t be more restrictive than coverage for medical or surgical services.

If you have an employer-sponsored health insurance policy that includes mental health and substance use disorder services, which many plans do, they are subject to MPHAEA laws.

Since every individual’s mental health background and treatment path varies, it’s best to check directly with your insurance provider regarding your plan’s benefits and coverage levels.

Does Insurance Cover Eating Disorder Treatment?

Some, but not all private health insurance, covers eating disorder treatment.

If your insurance company offers coverage for eating disorder treatment, they’ve likely established a set of guidelines that will impact your level of coverage. These guidelines are usually called “level of care guidelines” or “medical necessity guidelines.”

Oftentimes, you need to meet your insurance company’s “medical necessity” requirements in order to receive coverage for inpatient programs or partial hospitalization programs specifically for eating disorder issues. Factors that play into these requirements can include your weight, vital signs, medical history, and more. Since health insurance companies can be strict about you meeting certain requirements, you should speak directly with a customer service agent about your policy and ask them about their guidelines, if they have any.

Insurance plans that do offer eating disorder benefits10 typically cover the following disorders, as listed in the DSM-5:

  • Anorexia nervosa
  • Bulimia nervosa
  • Binge eating disorder
  • Avoidant/restrictive intake disorder
  • Pica
  • Rumination disorder

Other specified and unspecified feeding or eating disorders, including:

  • Muscle dysmorphia
  • Orthorexia nervosa (ON) proposed criteria

Addiction Treatment Without Insurance

How Much Is Rehab Without Insurance?

This depends. Rehab program costs can vary greatly and are influenced by factors like the level of care you receive, program length, the location of the center, and services and amenities offered.

You can find low-cost rehab programs at around $3,500 per month. On average, inpatient rehab programs cost between $4,000 to $13,000 for a 30-day program. If you have private insurance, many plans cover treatment for mental health and substance use disorders, bringing down your out-of-pocket expenses.

For people without insurance, you can cover rehab expenses using different financing options:

  • A personal loan from the bank
  • Personal loans from family and friends
  • Financing assistance directly from a treatment center, including scholarships
  • Paying via credit card

Can I get Drug Addiction or Mental Health Help Without Insurance?

Yes, you may get substance use disorder or mental health help without insurance.
If out-of-pocket treatment costs are a concern, an admissions team member can help provide more information on choosing a health insurance plan or point you towards any financial assistance they may offer.

If you meet certain requirements like income criteria, you may qualify for free to low-cost addiction and mental health treatment.

You can also find various financing choices for treatment:

  • State-funded or nonprofit rehabs for eligible patients
  • Rehab grants and scholarships
  • Loans from a bank or family and friends
  • Payment via credit card

What Can I Do if My Insurance Doesn’t Cover Addiction Treatment?

A majority of private health insurance policies in the U.S. cover substance use disorder treatment.11 Some policies provide treatment coverage only at centers that are within their network. Before you take the steps to look for a new plan, you should check your current plan’s benefits with your insurance carrier first. It’s possible that your plan already covers a portion of substance use disorder treatment costs.

If your policy doesn’t cover addiction treatment, you can purchase a new plan. Prior to canceling your insurance plan, keep in mind that you can’t simply enroll in a new one whenever you want. In most states, open enrollment for health insurance plans runs from November 1st until December 15th,12 and coverage starts January 1st.

There are also different financing solutions available directly with an addiction treatment center or through other avenues:

  • Free or low-cost treatment for eligible individuals
  • A personal loan from the bank
  • Personal loans from family and friends
  • Financing assistance directly from a treatment center, including grants and scholarships
  • Paying via credit card

What Happens if My Insurance Stops Paying for My Addiction Treatment?

You can appeal their decision. This can happen through two formal avenues: an internal appeal conducted directly with your carrier or an external review by an independent third party.

If your insurance stops paying for your addiction treatment, you can take the following steps to make your case:

Step 1. Speak directly with a representative from your insurance provider to understand why your treatment isn’t covered. In some cases, insurance companies process claims incorrectly. The burden falls on the insured person to follow up with their provider and make sure no mistakes were made in processing their claim.

Step 2. If your health care plan denies all or parts of your claim, they’re legally required to notify you in writing within 30 days for any medical services you’ve received. In urgent care cases, they need to notify you within 72 hours.

You can request for your insurer to provide you with all the information regarding their decision. They must also provide information on the names of any Consumer Assistance Programs (CAPs)13 in your state. These programs can assist you with filing an appeal.

Step 3. Formally appeal the decision. You can do this through two channels:

  1. Internal appeal: Ask your insurance provider to conduct a full review of their decision. Make sure you fill out all forms requested by your provider to file an internal appeal. Include any items that may impact your case, like a letter from your doctor. You need to file an appeal within 180 days (6 months) of notice that your claim was denied. Most appeals are done in writing, but if your case is urgent you can do this over the phone. If your claim is still denied and you need to speed up the process, you can file for an external review.
  2. External review: You can seek an external review by an independent 3rd party. In this case, you may have as few as 60 days to file a request for an external review. With external reviews, your carrier won’t get the final say over whether to pay a claim. That means your carrier is required to accept the external reviewer’s final decision. If your case is urgent, you might be able to file an external review at the same time as your internal appeal.

Step 4. If the steps above didn’t work, you may be able to bring down treatment costs by working directly with your addiction treatment provider. Someone from your provider’s finance department can help you examine your options, for example:

  • Interest-free payment plans
  • A rehab scholarship
  • A discount for paying off your balance

What Happens if I Lose My Job and Insurance While Attending Residential Rehab?

Most group health plans are required to offer temporary insurance coverage for a limited time.

The Consolidated Omnibus Budget Reconciliation Act (COBRA)14 requires a majority of employers who provide health insurance to offer temporary continued coverage to employees who have been terminated for reasons other than gross misconduct. Most group health plans must offer continued coverage from the date of the qualifying event for a limited period of 18 to 36 months. During that time period, you have the same level of coverage that you did under your group health care plan prior to losing your job.

Who’s eligible for COBRA continued coverage?
The following qualifies individuals for COBRA continued coverage:

  • Your group health plan must be covered by COBRA
  • A qualifying event (such as employee termination) must occur
  • You must be a qualified beneficiary for that event
  • You must opt-in for COBRA within 60 days from the date you lose coverage

COBRA applies to a majority of private-sector employees with a minimum of 20 employees, state and local governments’ health plans.

Note that your employer may require you to pay for continued COBRA coverage. However, premiums can’t exceed the full cost of coverage plus a 2% administrative fee.

COBRA doesn’t apply to me. Do I have alternatives?
Yes, you do.

40 states have health insurance continuation laws that offer similar rights as COBRA, sometimes referred to as “mini-COBRA.”14 These benefits extend to businesses that have 19 or fewer employees.

On top of that, you have the right to special enrollment under the Health Insurance Portability and Accountability Act (HIPAA).16 To switch health insurance plans, individuals typically need to wait for enrollment season (this is often between November and December each year). Under HIPAA, if you lose your job, you may be eligible to enroll in other plans without waiting for enrollment season. You need to request special enrollment within 30 days of losing your job-based coverage. After that, you need to choose a plan within 60 days after losing your job-based coverage.

Medicare Coverage for Addiction and Mental Health

Does Medicare Pay for Substance Abuse Treatment?

Medicare can help cover substance abuse treatment in both inpatient and outpatient settings if you meet certain criteria:

  • Your provider declares the services are medically necessary.
  • You receive services from a Medicare-approved provider or facility.
  • Your provider sets up your plan of care.

Inpatient Coverage:
Medicare will cover inpatient substance use disorder treatment for up to 90 days per benefit period after you’ve paid your deductible and coinsurance costs.17 A benefit period begins when you’re admitted into a program and ends 60 days after you haven’t received any inpatient care.

You’ll need to pay coinsurance costs during each benefit period:

  • $1,484 deductible
  • Days 1 to 60: $0 coinsurance
  • Days 61 to 90: $371 coinsurance per day of each benefit period
  • Days 91 and beyond: You will start using your lifetime reserve days at a cost of $742 coinsurance each.

Medicare offers 60 “lifetime reserve days,” or additional days of inpatient hospital coverage during your lifetime. Once those 60 reserve days have been used up, any time you exceed 90 days of inpatient treatment in a benefit period, you’ll need to cover treatment expenses yourself for the number of days you went over during that period.

Outpatient Coverage:
Medicare Part B can help cover costs for outpatient alcohol and drug addiction treatment from a private center, hospital, outpatient department, or opioid treatment program. This can include any medications prescribed as part of your treatment plan.

Original Medicare, otherwise known as “traditional Medicare,” refers to the Medicare plan a majority of the population is enrolled in. Almost all hospitals and doctors accept Original Medicare. Original Medicare covers outpatient treatment for substance use disorders at 80% of the Medicare-approved amount. You’ll pay 20% coinsurance after meeting Medicare Plan B deductibles, only if you receive treatment from a participating provider.

Medicare Advantage, sometimes referred to as “Medicare Part C” or “Medicare Private Health Plan,” has to do with private health plans contracted by the government. If you have Medicare Advantage, you’ll need to contact your plan directly to learn more about your coverage for outpatient addiction treatment services.

Partial Hospitalization Program (PHP) Medicare Coverage:
If your doctor verifies that you need over 20 hours of therapeutic services per week, Medicare may cover a portion of your partial hospitalization program costs.18 You’ll pay a percentage of the Medicare-approved amount for PHP and coinsurance for each day of PHP services you receive in an outpatient setting.

Does Medicare Pay for Mental Health Treatment?

Yes. Medicare Part A covers inpatient treatment in a general hospital or psychiatric hospital setting. Usually, your healthcare provider will point you towards the right setting for your needs.

Once you’ve settled your deductible for each benefit period ($1,556 in 2022), Medicare will cover inpatient mental health treatment for up to 90 days per benefit period.

With Original Medicare, you’ll need to pay for the following:

  • $1,556 deductible
  • Days 1 to 60: $0 coinsurance
  • Days 61 to 90: $389 per day for each benefit period
  • Days 91 and beyond: You will start using your lifetime reserve days at a cost of $778 coinsurance each
  • Beyond lifetime reserve days: you will need to cover all costs out-of-pocket

Out-of-pocket costs stay the same whether you receive care at a general or psychiatric hospital.

Find Affordable Treatment and Start Your Path to Recovery Today

Recovery is possible regardless of your financial situation, and getting professional help could save you money in the long run while transforming your life. Search our comprehensive list of rehabs by insurance provider to find centers that accept your coverage.

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How Can I Pay for Treatment? 6 Ways to Afford Mental Health and Addiction Care

Cost shouldn’t stand between you and the mental health or addiction treatment you need. While treatment programs can be expensive, there are ways to make care more affordable. 

These are some of the most common ways people pay for treatment. We’ll help you understand what to expect, what questions to ask, and how to find the financial support that works for your situation. If you’re ready to start your recovery process, you may have more options than you think to help cover the costs.

Bar chart comparing the average cost of treatment for addiction and mental health care with and without insurance across 5 program types: medical detox, inpatient rehab, partial hospitalization, intensive outpatient, and individual therapy.

1. Use Your Insurance Benefits

Most health insurance plans in the U.S. do cover mental health and addiction treatment.1 Since the Affordable Care Act (ACA) was passed, insurance companies are required to treat mental health services the same way they treat medical services. This means your coverage for therapy, rehab, or other treatment can’t be more restrictive than coverage for things like surgery or hospital stays.

However, insurance companies decide what they think is “medically necessary,”2 which means they might say no to treatment even when your doctor recommends it. Your insurance may cover some or all of your treatment costs; eligibility depends on your plan and whether they approve your care.

Most private rehab centers accept insurance and offer multiple payment options to help make treatment accessible. Some facilities also accept Medicare or Medicaid, though coverage can vary by state and provider.

How to Verify Benefits and Understand Behavioral Health Coverage

Before starting treatment, call your insurance company directly to understand your benefits. A customer service representative can walk you through your coverage details and help you understand what you’ll pay out of pocket.

Here are the key questions to ask your insurance provider:

  • What treatment programs does my policy cover?
  • Does my plan cover the full spectrum of care (detox, rehab, and continuing care)?
  • How much will I need to pay out of pocket?
  • What will my deductible and copayment be?
  • How many days of treatment are covered?
  • Will my insurance cover prescribed medications?
  • Does my plan cover out-of-network treatment centers?

You can also ask your treatment center’s admissions team to help verify your benefits. Many centers have staff who specialize in insurance and can help you understand your coverage before you start treatment.

Infographic showing key financial questions to ask before entering addiction or mental health treatment, including what to ask your treatment center and insurance company about coverage, out-of-pocket costs, and payment options.

2. Understand Treatment Costs by Level of Care

The cost of your treatment will also depend on how intensive it is. Here’s what you can expect for detox, inpatient, outpatient, and ongoing therapy:

Medical Detox

Some inpatient rehabs have detox facilities on-site; in other cases, detox is handled at a separate facility. In either case, medical detox is usually an additional cost above and beyond the price of your residential treatment program. 

Medical detox costs3 vary widely based on the level of care you need. Standard inpatient detox typically costs $250–$800 per day, while supervised detox with 24/7 medical care runs $500–$650 per day. Outpatient detox costs around $1,000 per day but has lower overall costs since you go home each night. 

Keep in mind that these are general ranges. Your actual costs will depend on your insurance coverage, the specific facility you choose, and your individual needs while in treatment.

Inpatient (Residential) Treatment

In the U.S., most 30-day programs at private facilities cost between $25,000 to $50,000 per month, though the prices of residential rehab programs can range from under $10,000 to upwards of $80,000. If you travel to countries with lower costs of living, such as Thailand or India, programs often cost under $15,000 per month.

If you’re considering traveling for treatment, see our article on choosing between local and destination rehabs.

Partial Hospitalization Programs (PHPs)

These programs, which offer more intensive care than outpatient but allow you to go home each night, typically cost $3,500 to upwards of $10,000 at private facilities.

Learn more about the differences between intensive outpatient programs (IOPs) and partial hospitalization programs (PHPs) to find the right level of care for your needs in our guide: IOP vs. PHP: Which Treatment Is Best for You?

Outpatient Programs

Intensive outpatient programs (IOPs) in the U.S. range from $3,500 to over $10,000 depending on the length and number of sessions. Individual therapy with a private practitioner typically costs $65 to $250 per hour.

Graphic listing common mistakes people make when paying for addiction or mental health treatment, including assuming insurance covers everything, not asking for a cost breakdown, skipping questions about payment plans, and falling for predatory marketing.

3. Know How to Access Out-of-Network Providers

Sometimes the treatment program you really want to attend is not in your insurance network. This doesn’t mean you can’t access care there, but it does mean you’ll likely pay more out of pocket.

Options If Your Preferred Provider Isn’t Covered

If your preferred treatment center is out-of-network, you have several options. First, ask your insurance company if they offer any out-of-network benefits. Some plans will still cover a percentage of costs, even at non-network treatment facilities.

You can also ask the treatment center about their self-pay rates or cash pay discounts. Some centers have relationships with financing companies that can help you create affordable payment plans.

Another option is to ask your insurance company about single-case agreements. In some situations, especially when in-network options are limited, insurance companies will agree to cover an out-of-network health care provider at in-network rates.

Find more details in our complete guide to using insurance to pay for inpatient drug rehab.

4. Ask About Payment Plans and Sliding Scales

Treatment centers understand that cost can be a barrier to care. That’s why most facilities offer flexible payment options to help make treatment more affordable.

What to Ask When Money Is Tight

If you’re concerned about costs, be upfront with your rehab’s admissions staff about your financial situation. Often, facilities can work with you to create a payment plan that fits your budget. Ask about:

  • Interest-free payment plans that let you spread costs over several months
  • Sliding-scale fees based on your income
  • Discounts for paying your balance in full upfront
  • Work-trade arrangements where you can reduce costs by helping with facility operations
  • Scholarships or hardship funds they might have available

Don’t be afraid to negotiate. Treatment centers want to help people get the care they need, and some have flexibility in their pricing. The worst they can say is no, but you might be surprised by what options are available.

5. Apply for Grants, Scholarships, and State Funding

Beyond insurance and payment plans, there are other sources of funding that can help cover treatment costs.

Public Resources and Nonprofit Support

Many states offer funding for addiction and mental health care through grants4 and public programs. Contact your state’s department of health or substance abuse agency to learn about programs in your area. These programs often have income requirements and may have waiting lists, but they can provide significant financial assistance.

Some nonprofit organizations also offer substance use disorder treatment scholarships. These might be available through professional associations, religious organizations, or foundations focused on mental illness and substance use disorders. Search online for “addiction treatment scholarships” or “mental health treatment grants” in your area.

If you’re a veteran, you may qualify for treatment through the VA healthcare system. Students might find resources through their college or university counseling centers, which often provide low-cost or free behavioral health services.

Always be wary of addiction treatment scams and rehab-owned referral sites posing as objective resources when searching for help online. Learn more in our article on how to avoid common addiction treatment center scams.

6. Get Help From an Insurance Advocate or Case Manager

Navigating insurance and treatment costs can be overwhelming, especially when you’re already facing a crisis. But luckily, you don’t have to figure it all out alone.

How Professionals Can Help Reduce Financial Stress

Many treatment centers employ insurance specialists or case managers who can help you understand your benefits and find ways to make treatment affordable. These professionals know the ins and outs of insurance coverage and can advocate on your behalf.

If your insurance claim gets denied, these advocates can help you appeal the decision. You have the right to appeal any denied claim through your insurance company’s internal review process, or through an independent external review if needed.

Some community-based organizations also have independent patient advocates or social workers who specialize in helping people access health care. Your doctor, local health department, or the 211 helpline (dial 2-1-1) can help you find these resources in your area.

Get Started Today

The most important step is to start exploring your options. Call your insurance company, reach out to treatment centers, and ask questions about costs and payment options. Treatment is an investment in your health and future, and there are people and resources available to help make it accessible.

You deserve support. And with the right financial planning, you can access the care you need.